Mortgage Payment Calculator
Calculate your monthly mortgage payment including principal, interest, taxes, and insurance (PITI).
Enter Loan Details
Enter your loan details in the form to calculate your monthly payments.
Understanding Your Mortgage Payment
What's Included
- Principal: The loan amount you're paying back
- Interest: The cost of borrowing money
- Property Tax: Annual tax divided by 12 months
- Insurance: Homeowner's insurance premium
- PMI: Required if down payment is less than 20%
Money-Saving Tips
- Put down 20% to avoid PMI
- Shop around for the best interest rates
- Consider a shorter loan term to save on interest
- Make extra principal payments when possible
- Review your property tax assessment annually
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